Working Together to Protect Seniors Who Live Alone Americans are aging. By 2030, every Baby Boomer will be 65 or older. By 2040, roughly 78.3 million Americans will fall into that age group. From 2023 to 2024 alone, the U.S. population age 65 and older rose to 61.2 million, while the population under 18 declined. At the same time, older adults are maintaining independence longer than previous generations. The National Council on Aging also reports that approximately 59% of adults age 65+ live with a spouse or partner, while roughly 28% live alone. Fewer seniors live in nursing homes than…

Are Generic Drugs Always Safe? What to Know Before Your Next Refill Generic medications are a cornerstone of modern healthcare. For decades, Americans have been told generic drugs are identical to brand-name medications—same ingredients, same safety, same results. They make treatment affordable, widely available, and accessible to millions of Americans. In fact, nearly every pharmacy shelf relies on them. But are generic drugs safe? Here’s the part that rarely makes it into the glossy brochures: generic drugs are not always created equal, and in some cases, they can pose real risks to patient health. This isn’t about rejecting generic drugs.…

Car Insurance Laws Every Arizona Driver Needs to Know Arizona drivers are governed by important rules regarding fault, mandatory coverage, proof of financial responsibility, and penalties for uninsured driving.  Together, these laws determine:   Who pays after an accident
   Auto insurance coverage requirements
   How claims are handled
   What consequences apply if you are uninsured
 Below, we walk through each of the significant areas that affect Arizona drivers today. Comparative Negligence and Fault Laws Arizona is an at-fault (tort) state, which means the driver who causes an accident is responsible for the resulting damages. After a crash, the…

5 Steps to Take After a Workplace Injury Workplace injuries are more common than most people realize — and in fast-growing states like Arizona, the risks span construction, logistics, manufacturing, transportation, hospitality, and healthcare. According to the U.S. Bureau of Labor Statistics, more than 2.5 million workplace injuries occurred nationwide in 2023, and 5,283 U.S. workers lost their lives on the job. Arizona alone recorded about 66,900 work-related injuries and illnesses in 2023, with 35,600 cases severe enough to require days away from work. The state also saw 103 fatal workplace injuries, many linked to transportation incidents — a reminder…

How to Stay Safe at Home, On the Road, and at Gatherings This Holiday Season The holidays are meant to be joyful, but they’re also a time when distractions run high, routines change, and risks creep in when we’re not paying attention. From overloaded outlets to busy roads to recalled toys, a few wise choices can make all the difference. As you enjoy the holidays with family, friends, and coworkers, here are real-world tips to help you stay safe at home, on the road, and at gatherings. The only thing you should bring into the new year is good memories.…